The "ONE +" Loan

A nationwide one percent down mortgage product with no charge to the client for mortgage insurance and no investor loan level price adjustments

  • Text Code OnePlus

    Text Code "OnePlus" to 619.320.4128 and someone will be in touch shortly!

    75bc8916f47701a298d50c90791db6d0

  • Fill Out the Form
75bc8916f47701a298d50c90791db6d0
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75bc8916f47701a298d50c90791db6d0

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Product Higlights

1% Minimum Down Payment

We're dedicated to doing things a little differently offering loans with a downpayment anywhere between 1% and 3%

2% Grants for Down Payment  Assistance

A 2% grant supplements a 1% down payment, totaling 3%. For instance, a buyer bringing 1% can get a 2% grant, reaching the required 3% down payment, aiding affordability and homeownership.

No PMI

Private Mortgage Insurance (PMI) protects lenders if borrowers default. it does nothing beneficial for you, the buyer. And it's usually required for down payments below 20% to mitigate risk for the lender.
 
 
 
 

Questions Buyers Typically Ask

Why is this being offered?
 
With the market being in unforeseen times, it is our goal to do everything we can to help buyers get into their new home
Are there Prepayment or Moving Penalties? 
 
No, this program is designed to help you transition into your new home whether you are there six months or six years there is no requirement of repayment of the 2% grant. 
How does this benefit me? 
 
By reducing your required out-of-pocket down payment, it allows you to keep more of your savings as part of your rainy day fund, while allowing you to increase your purchasing power!

How do I Start the Process?

 

Text Code "OnePlus" to 619.320.4128 or fill in the form above and we will be in touch shortly!